Every year we analyze the platform's aggregate payment patterns to understand where digital commerce in Mexico is heading. The 2026 edition confirms a structural shift: the Mexican shopper no longer has one payment method — they have a portfolio.
- 72%
- of buyers used more than one payment method during the year
- +50%
- year-over-year growth in SPEI payments
- 1 in 5
- purchases over MXN $2,000 is paid in installments
Conekta Snapshot 2026
Five trends
- SPEI goes mainstream: bank transfers are no longer the "alternative" method and now compete head-to-head with debit cards.
- Digitized cash holds strong: payment references at convenience stores are still the gateway to online shopping for millions of people.
- Wallets on the rise: Apple Pay and Google Pay already account for one in ten purchases made from a phone.
- Installments without a card: "buy now, pay later" is growing faster than any other method.
- Conversion rules: merchants that offer four or more payment methods convert significantly better than those that offer one.
The question is no longer which payment method to accept, but how many. Every option missing from your checkout is an entire segment of buyers who can't pay you.
The full report
The complete 2026 Digital Payments Snapshot — with breakdowns by industry, average ticket, and region — will be available for download in the coming weeks.
Press contact
Conekta Press